NZ dollar falls as risk appetite ebbs; bonds flat

  * Kiwi around & #36;0.7302/10, compared with & #36;0.7369/73 in late local trade on Thursday. It fell to & #36;0.7273 in offshore trade, the lowest since Nov. 11. * Kiwi woes started Thursday as investors used a mix of factors, including weaker stocks and opposition leader's comments on monetary policy, as a pretext to take profits. Kiwi has risen almost 30 percent since the start of the year.  

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